Privacy Policy

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Optigains Private Wealth including online platform(s), its mobile application/web applications and other domains owned by Optigains Private Wealth recognizes the importance of maintaining your privacy. We are committed to maintaining the confidentiality, integrity and security of all the information of our users.

This Privacy Policy describes how Optigains Private Wealth collects and handles certain information that it may collect and/or receive from you via the use of this website.

By using our website and/or registering yourself at this portal and any other domain owned by the Company, you authorize Optigains Private Wealth to connect with you for promotional offers running on the website and offers by its business partners and associated third parties, for which your information may be collected in the manner as detailed under this Policy.

Controllers of Personal Information

Your personal data will be stored and collected by Optigains Private Wealth.

Purposes of collection of your data

Optigains Private Wealth collects your information when you register for an account, when you use its products or services, visit its website’s pages or when another organization shares its employee information. When you register with us, you are asked to submit certain information which may be personal to you such as first name, last name, state and city of residence, email address, mobile number, date of birth, etc. Once you register at the website and sign in you are not anonymous to us. Also, you are asked for your contact number during registration and you may be sent SMS’s notifications about our services to your wireless device.

We use your information in order to :

Respond to queries or requests submitted by you.
Process orders or applications submitted by you.
Administer or otherwise carry out our obligations in relation to any agreement with our business partners.
Anticipate and resolve problems with any services supplied to you.
Provide group insurance cover and wellness corner offerings / health and wellness related information to your employer organization.
To send you information about special promotions or offers.
To make our website and the services offered better.
To send you notices, communications, offer alerts relevant to your use of the Services offered on this website.

Information Sharing and Disclosure

1. We may share your information when it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences.

2. We propose to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf.

3. We may use third-party advertising companies to serve ads when the user visits the website.

4. We shall transfer information about you in case Optigains Private Wealth is acquired by or merged with another company.

5. Where we need to comply with a legal obligation as per applicable legal and regulatory framework.

We Collect Cookies

A cookie is a piece of data stored on the user’s computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time.

Log Files

Like most standard websites, we use log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use.

Email: Opt-out

If you are no longer interested in receiving email announcements and other marketing information from us, please email your request at nitin@optigains.com .

Security

We employ appropriate technical and organizational security measures at all times to protect the information we collect from you. We use multiple electronic, procedural, and physical security measures to protect against unauthorized or unlawful use or alteration of information, and against any accidental loss, destruction, or damage to information.

Third-Party Advertising

We use third-party service providers to serve ads on our behalf across the internet and sometimes on this website. They may collect anonymous information about your visits to the website, and your interaction with our products and services. They may also use information about your visits to this and other websites for targeted advertisements for goods and services. This anonymous information is collected through the use of a pixel tag, which is industry-standard technology used by most major websites. No personally identifiable information is collected or used in this process.

Changes in this Privacy Policy

Optigains Private Wealth reserves the right to change this policy from time to time, at its sole discretion. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review it as well.

It is our firm commitment to have a deeper understanding of your financial situation and and come up with best possible solutions, everytime. We inspect before we diagnose. It takes time but it’s all worth it in the end.

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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

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