Commission Disclosures
| Scheme Type | Trail 1st Year | Trail 2nd Year Onwards |
|---|---|---|
| Arbitrage Funds | 0.05% to 0.60% | 0.05% to 0.60% |
| ELSS Funds | 0.50% to 1.25% | 0.50% to 1.25% |
| Equity Oriented Funds | 0.50% to 1.25% | 0.50% to 1.25% |
| Aggressive Hybrid Equity Funds | 0.50% to 1.25% | 0.50% to 1.25% |
| Fixed Maturity Plans | 0.05% to 0.50% | 0.05% to 0.50% |
| Fund of Funds | 0.25% to 1% | 0.25% to 1% |
| Gilt Funds | 0.25% to 1% | 0.05% to 0.65% |
| Hybrid Debt Funds | 0.05% to 0.75% | 0.05% to 0.75% |
| Income Funds | 0.05% to 1% | 0.05% to 1% |
| Index Funds | 0.01% to 0.75% | 0.01% to 0.75% |
| Liquid Funds / Ultra Short-Term Funds | 0.05% to 0.50% | 0.05% to 0.50% |
| Short-Term Income Funds | 0.05% to 0.65% | 0.05% to 0.65% |
| Thematic / Sector Funds | 0.50% to 1.25% | 0.50% to 1.25% |
OptiGains Private Wealth
OptiGains Private Wealth is an AMFI-Registered Mutual Fund Distributor and receives distribution-related commission from Asset Management Companies (AMCs) for distributing mutual fund products.
Nature of Commission
The commission received for mutual fund distribution is generally in the form of trail commission, which is incorporated within the scheme’s Total Expense Ratio (TER). Such commission is paid by the respective AMC and does not constitute any separate or additional fee charged to the investor by OptiGains Private Wealth.
Mutual Fund Distribution
OptiGains Private Wealth distributes Regular Plan mutual fund schemes. Investors may also invest directly in Direct Plan schemes through the respective AMCs. Direct Plans generally have a lower expense ratio as they do not include distributor commissions.
Other Financial Products
Where applicable, OptiGains Private Wealth may distribute or facilitate investments in other financial products, including Portfolio Management Services (PMS), Alternative Investment Funds (AIFs), insurance products, and other permitted financial products.
Any distribution-related compensation received in respect of such products, if applicable, is determined by the respective product provider and is subject to the terms, conditions, and disclosures contained in the relevant product or offering documents.
Transparency and Disclosure
Commission structures are determined by the respective product providers and may vary depending on the AMC, scheme, product category, and other applicable factors. Investors are encouraged to review the relevant scheme information documents, offer documents, product disclosures, and other applicable regulatory disclosures for complete details.
Commission Rate Ranges by AMC & Fund Category
The commission payable to distributors may vary across AMCs, schemes, and fund categories. Any commission rate ranges presented by OptiGains Private Wealth are intended for general information and transparency purposes only and should not be construed as a fixed or guaranteed rate.
Actual commission rates may vary based on the applicable scheme, AMC, distributor arrangement, assets under management, and prevailing terms and conditions.
Important Investor Information
OptiGains Private Wealth is an AMFI-Registered Mutual Fund Distributor and receives distribution-related commission from Asset Management Companies (AMCs) for distributing mutual fund products.
- No separate distribution fee is charged by OptiGains Private Wealth to investors for mutual fund distribution services, unless specifically disclosed and permitted under applicable regulations.
- OptiGains Private Wealth does not guarantee or assure any returns or investment performance.
- Past performance of any investment product should not be construed as indicative of future performance.
- The receipt of commission does not change the underlying characteristics, risks, or return potential of any investment product.
- Investors should carefully review the relevant scheme and product documents, including applicable risk factors, expenses, and disclosures, before making any investment decision.
- Commission structures and applicable rates are subject to change in accordance with the terms determined by the respective product providers and applicable regulatory requirements.
Investors are advised to make investment decisions based on their financial objectives, risk profile, investment horizon, and a thorough understanding of the relevant product and its associated risks.
